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Do you carry credit card debt?


Rhindle The Red

Do you carry credit card debt?  

257 members have voted

  1. 1. Do you carry credit card debt?

    • Yes, quite a bit.
      41
    • Yes, but only a relatively small amount.
      38
    • Yes, but I pay it off regularly.
      11
    • No, I pay off my card(s) every month.
      105
    • No, I don't use any credit cards.
      62

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  • 2 years later...

Got into real trouble when I was young, but learned my lesson, and have remained a 100% debt free adult for 40 years now.

 

I use a pre-paid "debit Visa" for shopping on line. Other than that, if I can't pay for it, I don't buy it (and my toy chest doesn't suffer....just takes a little longer to fill)

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I use a credit card with cash-back rewards, but I do not pay it off monthly.. I pay it daily. :lol: (or at the very least, once a week)

 

In other words it essentially becomes a "debit card with hassle". e.g. I buy gas for $50, and something at the store for $25. That night when I'm at home I make a payment of $75.. so I am constantly paying. To me it just works better for the money to actually leave my bank account as it's used, rather than one lump sum at the end. Just saying. :P

Edited by NE146
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  • 1 year later...

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