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paypal offer an insurance (if available) or if it is from ebay, the also have an insurance but you have to pay the first 25$ and it is up to 200$

 

so if it is for an pacman game, just forget about it :)

 

however, if it is for waterworld, it i will cost you 25$ to get your money back from ebay.

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If an item doesn't come with insurance or tracking # and you don't recieve it what do you do if paying paypal?

 

You should contact your seller and establish a dialog about this issue first. Is the seller trustworthy? How long has it been? When exactly was it shipped, what method and from where to where?

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A lot of times people will lie about when they shipped an item. I had someone claim that they didn't have any of the shipping information for a package I won around the beginning of October. I contacted the eBayer by email sometime around late November and the package showed up mysteriously and was postmarked two days AFTER I asked that person where my package was. In other words, your may not have been shipped yet.

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Always keep up the dialouge. I had one seller not contact me for 3 days

and I emailed them 5 minutes after the Auction. Really freaked me out

because I like to pay and receive my goods as fast as possible. :)

eMail them when you win, when you pay and again after a resonable

amout of time has passed for them to get payment. (unless it's paypal in

which case just the first two ;) ) include you're details in every eMail you

send to a seller, I'v had my details lost before.

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